Comprehensive tax filing, DTAA advisory, Form 15CA-15CB certification, property sale TDS compliance, and fund repatriation for Non-Resident Indians. Serving NRIs across USA, UK, UAE, Canada, Australia, Singapore, and 50+ countries.
Global NRI Coverage
Advisory and compliance support for NRIs in major financial jurisdictions and cross-border corridors.
OUR NRI SERVICES
From ITR filing to fund repatriation end-to-end services for Non-Resident Indians across the globe
Complete ITR-2/ITR-3 filing for NRIs with Indian income. We handle residential status determination, income computation, DTAA benefit claims, and TDS refund processing.
Mandatory CA certification for remitting funds from India. We issue Form 15CB (CA Certificate) and file Form 15CA with the Income Tax Department for all types of NRI remittances.
Strategic use of Double Taxation Avoidance Agreements to reduce TDS and prevent double taxation across 90+ countries including USA, UK, UAE, Canada, and Australia.
Complete compliance for NRIs selling property in India. Section 195 TDS management, lower TDS certificate under Section 197, capital gains computation, and reinvestment advisory.
Complete Foreign Exchange Management Act compliance for NRIs including NRE/NRO/FCNR account advisory, Liberalised Remittance Scheme (LRS), FDI regulations, and RBI reporting requirements.
Guidance on NRI-permissible investments in India - mutual funds, fixed deposits, real estate, bonds, PMS, and AIF with tax-efficient structuring and FEMA compliance.
Strategic tax planning for NRIs returning to India. RNOR status qualification, global income transition planning, NRE account conversion, and foreign asset disclosure advisory.
End-to-end management of Indian rental income for NRIs including tenant TDS compliance, quarterly TDS return filing, and annual ITR with DTAA benefit claims.
Representation before Income Tax authorities for NRI-specific disputes including demand notices, reassessment proceedings, FAIU cases, and appellate proceedings.
QUICK REFERENCE
Key TDS rates under Section 195 and other provisions applicable to NRI income
| Income Type | TDS Section | TDS Rate | DTAA Rate | Key Notes |
|---|---|---|---|---|
| Salary Income | Sec 192 | As per slab rates | Varies by treaty | Employer deducts TDS monthly |
| Rental Income | Sec 195 | 30% + SC + Cess | 15–20% | Tenant must deduct; no threshold |
| Property Sale — LTCG | Sec 195 | 12.5% + SC + Cess | Varies | Property held >24 months; on full sale value |
| Property Sale — STCG | Sec 195 | Slab rates (up to 30%) | Varies | Property held ≤24 months |
| Interest — NRO Account | Sec 195 | 30% + SC + Cess | 10–15% | NRE & FCNR interest is tax-free |
| Interest — Fixed Deposit | Sec 195 | 30% + SC + Cess | 10–15% | On NRO FD; NRE FD is exempt |
| Dividend Income | Sec 195 | 20% + SC + Cess | 10–15% | Taxable at slab or special rates |
| Equity LTCG (>₹1.25L) | Sec 112A | 12.5% | — | Listed shares held >12 months; ₹1.25L exempt |
| Equity STCG | Sec 111A | 20% | — | Listed shares held ≤12 months |
| Mutual Fund — Debt LTCG | Sec 195 | 12.5% | — | Held >24 months |
| Royalty / Technical Fees | Sec 195 | 10% + SC + Cess | 10–15% | As per Finance Act 2025 |
SC = Surcharge (10%-37% based on income); Cess = 4% Health & Education Cess. DTAA rates are indicative, actual rates vary by country and income type. Surcharge & cess not applicable on DTAA rates.
STEP-BY-STEP PROCESS
How we help you legally transfer funds from your NRO account to your foreign bank account
Process Focus
NRO to Foreign A/c
Structured execution of tax, certification, filing, and bank submission for compliant remittance.
Key Milestones
5
Document validation, return filing, CA certification, and declaration workflow completed in sequence.
Completion Window
Approx. 5-10 Days
Timelines may vary slightly based on document availability, tax status, and bank processing windows.
Review all Indian income sources - property sale proceeds, rental income, FD interest, inheritance, dividends - and compute tax liability with DTAA benefit optimization.
Turnaround
1-2 Days
Ensure all TDS has been correctly deducted and deposited (Form 26AS verification). File ITR-2 with all Indian income, claim DTAA benefits, and process any TDS refund due.
Turnaround
3-5 Days
Issue Form 15CB certifying nature of remittance, taxability in India, TDS deducted, and applicable DTAA provisions. Required for bank processing.
Turnaround
1-2 Days
File Form 15CA (Part A/B/C/D as applicable) online with the Income Tax Department as a declaration of tax compliance for the remittance.
Turnaround
Same Day
Submit Form 15CA acknowledgement, Form 15CB, ITR acknowledgement, PAN copy, passport, and FIRC to bank. Bank processes remittance from NRO to foreign account.
Turnaround
Completed
End-to-End Execution
We coordinate assessment, ITR filing, Form 15CB issuance, Form 15CA filing, and final bank submission so your remittance is compliant, traceable, and smoothly processed.
Partner with us for trusted financial, tax, and advisory services designed for your success.